About
Built to protect borrowers, not promote lenders.
After 15 years in auditing, I started DAN AUDITS LIMITED because I watched good UK businesses commit to borrowing arrangements they did not fully understand - and pay for that gap for years afterwards. This is the independent review I wish they had been able to reach for before they signed.
- Founder, DAN AUDITS LIMITED
Origins
Why this practice exists.
Commercial borrowing in the UK is a broker-led market. Most of the advice available to a borrower comes from people who are paid by the lender if the borrower signs. That is not advice - that is sales. DAN AUDITS LIMITED exists to give borrowers a route to analysis that no lender pays for, no broker receives commission from, and no sales pipeline depends on.
Method
How we work - the AUDITS discipline.
Every engagement follows the same six-step discipline. We call it AUDITS because the letters are how we remember it.
Analysis
Every engagement starts with a structured read of the arrangement, not a conversation about what you want it to say.
Understand
We do not deliver findings until we are confident we understand the facility, the fees, and the clauses.
Discipline
The same method, in the same order, every time. No shortcuts for familiar-looking facilities.
Independent
No commission. No referral fee. No lender panel. Ever.
Transparent
Findings are written in plain English. If a paragraph needs a glossary, the paragraph gets rewritten.
Structure
Borrowing risk lives in structure. The review surfaces structure before it surfaces surprise.
Credentials
What stands behind the advisory work.
- Practical experience reviewing commercial lending structures and financial agreements
- Current competence in auditing ISO 9001 (Quality Management Systems)
- Current competence in auditing ISO 27001 (Information Security Management Systems)
- Practical experience supporting MCS and Factory Production Control environments
Independence pledge
The rules we operate by.
- We are not authorised or regulated by the FCA.
- We do not act as a credit broker.
- We do not receive commission, referral fees, or incentives from any lender or third party.
- We do not provide regulated financial advice.
- We are not a loan comparison or introducer service.
- Our only income is the fixed fee agreed with the client before work starts.
This is not a disclaimer at the bottom of the page. It is the practice’s entire business model.
Next step
Not sure which service is right for you?
We offer two independent advisory services - one for commercial borrowing reviews, one for management-system standards. Take a look and see which fits your situation.